Who needs it
Any carrier hauling for hire. Most brokers require at least $100,000 in cargo coverage.
What it covers
- Freight damage from collision, fire, or theft
- Loading and unloading exposures
- Debris removal
- Refrigeration breakdown (with reefer endorsement)
Common claim examples
- Pallets shift during transit and electronics worth $40,000 are damaged.
- Cargo is stolen from a drop lot.
FAQs
- What commodities are excluded?
- Standard policies often exclude jewelry, cash, art, alcohol, tobacco, live animals, and hazmat. We can place specialty coverage if needed.